European

• 1 in 3 faces retirement shock........
• ‘Millions will be condemned to fuel poverty’........
• Pay growth reaches record low........
• Most investors lack diversification in portfolios........
• New employment allowance to dramatically boost job creation........
• Retirement causes a major decline in physical and mental health........
• First-time buyer activity up again in March........
• Rise in first-time landlord numbers........
• Financial services should be banned from cold calling........
• Nearly half of retirees worry about day-to-day finances........