Save Money with Multi-trip Travel Insurance

Monday 20th February 2012

Buying travel insurance is a necessity, particularly if you’re planning to do adventure sports with an element of risk such as skiing, hiking or scuba diving. It’s important to be covered in the event of an emergency - medical or otherwise - or for certain cancellations and departure delays. You can compare travel insurance quotes at MoneySupermarket.

Holidaymakers can select from a variety of policies that suit their travel plans. If you’re going on a holiday that is already booked, or for which you already know the dates, you can purchase single-trip insurance. Annual travel insurance or multi-trip insurance covers all holidays within the course of a year, saving vacationers the time, effort and cost of purchasing insurance individually. On a general basis, annual insurance works out to be better value than buying two or three single trip policies per year.

If you opt for multi-trip insurance, it’s important to select the date and policy carefully as not all travel insurance is unlimited. While some policies may cover every trip taken within a year, others cover individual trip lengths of up to 21, 35 or 45 days, and thus it’s important to always check the type of policy you’re buying.

Also take care to choose the date carefully. You may want to only cover the days that you travel; however, this will not cover the date on which you booked your holiday if you need to cancel the bookings. Of course, there is a range of travel insurance including family, business and for over 65s, offering tailored replacement cover to cover your specific needs.